FOMC Meeting July 29, 2026: Fed Holds Benchmark Rate Unchanged at 3.50–3.75%
Hit
✦ AI-generated prediction
Published on 24. July 2026
·
Predicted for 29. July 2026
·
Based on: Historical Cycle
The US policy rate stands at 3.50–3.75% (effective 3.63%) as of July 22, 2026. CME FedWatch on July 21 showed 83.4% probability of no change at the July 29 FOMC — down from an early-July spike of 37.4% hike probability that faded as inflation expectations eased. Fed rhetoric signals 'higher for longer' while Core PCE stays above 3%. Neither a cut (premature given inflation) nor a hike (politically charged in a midterm year) is likely.
Data basis for this prediction
- CME FedWatch: 83,4 % Hold-Wahrscheinlichkeit FOMC 29. Juli 2026 (Stand 21. Juli 2026)
- Federal Reserve H.15: Effektiver Fed Funds Rate 3,63 % (22. Juli 2026)
- CryptoRank: CME FedWatch FOMC Hold-Wahrscheinlichkeit Juli 2026 (Stand 21. Juli 2026)
- GoldSilver.com: FOMC July 2026 Countdown-Analyse – Hold-Szenario dominant
Note: This is an AI-generated statistical forecast for entertainment and information purposes. It does not constitute investment advice or a recommendation to buy or sell any financial instrument.
Verdict: Hit
Die Vorhersage trat exakt ein: Das FOMC votierte am 29. Juli 2026 mit 9:3 Stimmen dafür, den Leitzins unverändert bei 3,50–3,75 % zu belassen – bereits das fünfte Meeting in Folge ohne Änderung. Drei Fed-Präsidenten (Hammack/Cleveland, Kashkari/Minneapolis, Logan/Dallas) dissentierten und hätten eine Erhöhung um 25 Bp bevorzugt, setzten sich aber nicht durch. Quellen: federalreserve.gov (https://www.federalreserve.gov/newsevents/pressreleases/monetary20260729a.htm), CNBC (https://www.cnbc.com/2026/07/29/fed-rate-decision-july-2026.html), Fox Business (https://www.foxbusiness.com/economy/federal-reserve-interest-rate-decision-july-29-2026).
📈 Economy
✦ AI
The S&P 500 dropped 4.36% on 5 November 2026 to 7,353.73 — its steepest one-day fall since April 2025 — triggered by an AI-chip selloff that wiped out the post-midterm rally (4 November: +1.72% to 7,698.80). Closing above 7,500 by 13 November requires a +2.0% recovery over 6 trading sessions. Goldman Sachs, Morgan Stanley and JPMorgan maintain year-end targets of 7,400–8,100; S&P 500 EPS growth consensus for 2026 stands at +14% YoY. Downside risks: elevated Treasury yields, persistent AI capex uncertainty. No specific Polymarket/Kalshi market found for this level.
📈 Economy
✦ AI
The BLS releases October 2026 CPI on November 10, 2026 at 8:30 AM ET. Nowflation forecasts 3.82 percent YoY; the Cleveland Fed nowcasting model forecasts 3.74 percent — both clearly above the 3.7 percent threshold. The September 2026 prior reading was exactly 3.7 percent. Rising energy prices (Strait of Hormuz effectively closed since mid-October) and stable core inflation support a further uptick. An existing open platform prediction covers CPI >3.5%; this forecast raises the bar by 20 basis points. A miss would primarily require unexpected weakness in the energy component or food prices.
📈 Economy
✦ AI
Gold (XAU/USD) rose to $4,134.83 on 5 November 2026 — driven by the Democratic midterm sweep (higher fiscal spending expected) and persistent inflation pressure. Kalshi's Dec 31 settlement market shows ~32% probability for a close above $4,400 and ~43% for above $4,300. Reaching the $4,400 year-end target would require a further ~6.4% gain. Supporting factors: fiscal expansion, geopolitical risks, structurally high central bank demand; UBS forecasts $4,800, JPMorgan $6,000 at year-end. Headwind: hawkish Fed stance (Polymarket: 72.5% for a December rate hike to 4.00–4.25%). Prediction anchors on Kalshi's ~32% for >$4,400.