FOMC Meeting July 29, 2026: Fed Holds Benchmark Rate Unchanged at 3.50–3.75%
Hit
✦ AI-generated prediction
Published on 24. July 2026
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Predicted for 29. July 2026
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Based on: Historical Cycle
The US policy rate stands at 3.50–3.75% (effective 3.63%) as of July 22, 2026. CME FedWatch on July 21 showed 83.4% probability of no change at the July 29 FOMC — down from an early-July spike of 37.4% hike probability that faded as inflation expectations eased. Fed rhetoric signals 'higher for longer' while Core PCE stays above 3%. Neither a cut (premature given inflation) nor a hike (politically charged in a midterm year) is likely.
Data basis for this prediction
- CME FedWatch: 83,4 % Hold-Wahrscheinlichkeit FOMC 29. Juli 2026 (Stand 21. Juli 2026)
- Federal Reserve H.15: Effektiver Fed Funds Rate 3,63 % (22. Juli 2026)
- CryptoRank: CME FedWatch FOMC Hold-Wahrscheinlichkeit Juli 2026 (Stand 21. Juli 2026)
- GoldSilver.com: FOMC July 2026 Countdown-Analyse – Hold-Szenario dominant
Note: This is an AI-generated statistical forecast for entertainment and information purposes. It does not constitute investment advice or a recommendation to buy or sell any financial instrument.
Verdict: Hit
Die Vorhersage trat exakt ein: Das FOMC votierte am 29. Juli 2026 mit 9:3 Stimmen dafür, den Leitzins unverändert bei 3,50–3,75 % zu belassen – bereits das fünfte Meeting in Folge ohne Änderung. Drei Fed-Präsidenten (Hammack/Cleveland, Kashkari/Minneapolis, Logan/Dallas) dissentierten und hätten eine Erhöhung um 25 Bp bevorzugt, setzten sich aber nicht durch. Quellen: federalreserve.gov (https://www.federalreserve.gov/newsevents/pressreleases/monetary20260729a.htm), CNBC (https://www.cnbc.com/2026/07/29/fed-rate-decision-july-2026.html), Fox Business (https://www.foxbusiness.com/economy/federal-reserve-interest-rate-decision-july-29-2026).
📈 Economy
✦ AI
The S&P 500 closed at 7,636.36 on 9 September 2026. Falling below 7,450 by month-end would require a 2.4% decline. Headwinds: Fed rate hike of 25bp on 16 September (CentralBank.Watch: 59% probability), August PPI above expectations (+5.4% YoY), Iran-Gulf risk premium. Stabilizing factors: hike largely priced in (Polymarket: 93% for zero 2026 cuts), Q2 earnings solid, no recession signals. Historically, a single 25bp September hike rarely causes a monthly decline above 2.5%.
📈 Economy
✦ AI
Polymarket shows a 53% probability for a 25 basis point hike as of September 10, 2026. US Core CPI August 2026 (release September 11) is expected by market consensus to be above 3.0% YoY. The ECB raised its deposit rate by 25 bps to 2.50% on September 10, 2026 – an inflation-fighting signal that provides cover for the Fed. Against a hike: a mild slowdown in US industrial output. CME FedWatch also shows ~53% probability for a hike.
📈 Economy
✦ AI
The DAX closed at 25,562 points on September 9, 2026. A gain of +1.7% is required by month-end. Headwinds: ECB rate hike to 2.50% (September 10), 53% FOMC hike probability (September 16), persistently high oil prices (~$101/barrel Brent) weigh on energy-intensive DAX heavyweights. Tailwinds: strong SAP cloud growth expected, robust US demand, EUR/USD at 1.1644 benefits exporters. Implied 30-day volatility (VDAX): ~16%, corresponding to a σ range of roughly ±5.5% by month-end — the 26,000 level falls within the central distribution.